Sahakaar
Sahakaar is an online web based software built especially for Credit Cooperative Societies
with automatic posting of business data to accounts module. Sahakaar is a .NET based centralized database online software
for Credit Cooperative Societies with core banking operations such Fixed Deposit, Recurring Deposits, Daily Deposit Schemes,
Loan to Customers, Monthly Income Schemes, Dividend declarations etc. Sahakaar handles the Members details. Sahakaar handles
all Saving A/c, Current A/c, FD A/c, RD A/c, DDS A/c. Sahakaar handles management of Cheque book, Pass book and Bond.
Sahakaar handles all kind of Loan operations, Printing Loan Ledger, Automatic Interest Calculations.
Sahakaar has integrated General Accounting Module with Cash-Bank Book, Journal Entries, General Ledgers, Trial Balance, Day Book, Fix Deposit, Profit and Loss Statement, Balance Sheet etc. Fully secured database with role based security implementations.
Centralized Processes
Many processes are centralized at the HO level where the servers are hosted. Product open, Branches open, Interest Table, Membership acceptance, Interest Application, Branches Monitoring, Customer communication, printout and reminders etc. Commission Structure Loan and Advances accounts follow up Backup.
Branch Identity
In our solution it is possible to take our individual branch's Balance sheet, Day Book and Profit & Loss Statement everyday.
Reporting
All Branches are centralized so there is no need to send any reports from branches. Head Office can browse and takeout all reports at HO for any Branch at real time. Also generate consolidated reports like P&L, Trail Balance and Balance Sheet at real time.
Easy Upgrade
We provide easy upgrade to our existing clients with complete support, training and guidance.
Message Broadcasting
In this case HO is able to broadcast standard and customized message to one or more branches.
Advisor Commission
Commission is a form of payment to an agent for service rendered. Sahakaar have the feature of advisor commission with a detailed commission structure. It includes all type of report like advisor commission, commission paid details etc, which are related to advisor commission.
Pulling Information
Under this condition the client can pull information required for his account like: Balance, Mini Statements, Interest Rates etc.
Customer Log-in Facility
Customer satisfaction is prime motive, so there is a facility to your customer to check his account status online.
Data Security
The security in this software is adding major advantage because it is totally password secure and all communication between client and server is encrypted using higher level encryption.
Important Features of Sahakaar
- Core Banking System
- Browser Based Software
- Unique Account Identification
- Customer Adviser Login
- Handheld Machine Connectivity
- Passbook Printing
- Bulk Entry
- Manage Society Bank Accounts
- Automatically Account Entry
- Fund Transfer with Approval
- Loan EMI Calculator
- 24x7 Customer Support with 7 Lines
- A Complete online and anywhere banking solution with high security.
- Fast and Easy to access.
- Low Cost & User Friendly.
- Get multiple reports on single click.
- Centralized Interest received and Interest Paid application
- No need to Day open and day end process.
- Make Balance Sheet /P & L /Trial General Ledger on single click.
- Time and Save money.
- Systematic Installment Application
- MLM Supported
General Features of Sahakaar Software
- Debit or Credit entries in the account
- To make enquiries about the balance.
- Any where debit and credit in A/c
- Signature and Photo Scanning.
- Auto Interest calculation.
- Due Date / Maturity Date Information.
- MIS calculation.
- Loan Installment Calculation.
- Branches Fund Remittance / Reconciliation Entry.
- Day Book, Balance Sheet & Profit and Loss Statement.
- Heavy Transaction require maker and checker authorization.
- Login Id and Password secure
- User Management change facility at HO Level only.
- SMS Alerts Integrated
- No Installation Required
- Dashboard Management
- Online Customer Login with Account Status etc.
Software Modules for Credit Cooperative Societies
- All Sub Ledgers-Saving, Current, Advances.
- All Deposit, Cumulative, Simple Interest, Open Maturity, Auto Renewal, Cash Transaction, Monthly Interest and Recurring Deposits.
- MIS/QIP Reports.
- Branch Reconciliation.
- Suspense A/C maintenance.
- Daily Deposits
- Share Management
- Daily Loan Scheme.
- Signature and Photo Storage.
- Day Book, Balance Sheet, Profit Loss A/C.
- All type of Loans.
- Member Creation.
- Bulk Message Sending Facility.
- Perfect Interest Calculation.
- Login and Password Secure.